Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Mold and LA Renters — Know Your Rights
You may have heard of “mold growth” in passing. Depending on the situation, the story you heard may have been about a simple annoyance, a house deal that fell through, or a sneezing fit. However, there are a lot worse stories than that out there; mold can cause severe allergies, incapacitation, and even worse health […]
Motorcycle Safety Tips
Riding a motorcycle is exhilarating and freeing. It also can be quite dangerous. Equip yourself with preparedness to ensure every trip you take ends only with a smile and a safe arrival. As always, if the unfortunate does happen, navigating the aftermath of a motorcycle accident is a large undertaking. We are here to help […]
What to Know About Arizona’s Lemon Law
Like many other states, Arizona has a Lemon Law in place to help protect consumers who buy faulty vehicles from being stuck with them with no recourse. Arizona’s lemon law, though, is a little different from other states, with certain restrictions in place that are specific to Arizona. Here are a few basic guidelines to […]
Do Lemon Laws Apply in Auto Dealer Frauds
Most state and federal laws penalize fraudulent marketing, sales, and financing schemes. Knowing your rights and if the state’s lemon laws apply is critical to getting compensated. We explain more about auto dealer frauds, the different types, and the best time to hire an attorney. What is an Auto Dealer Fraud? It’s an unlawful and […]
Driving on the 101
Living in California, there is a big focus on driving. With everyone rushing off to work, sitting in traffic, or getting around to see people, it can be easy to forget how much fun the open road can really be. As we swing towards the end of summer, you want to set aside some time […]
Get Personal Injury Help in Southern California and Arizona from RS Law Offices
If you live in Southern California or Arizona, and you’ve been injured in an accident, you may have a right to seek compensation. If you’ve suffered a personal injury, you’re going to have some questions, and navigating those concerns is all but impossible to do on your own. You not only have a right to […]
Courtroom Movies for the Holidays
As winter sets in, the holiday season has truly begun. Many of us are looking forward to seeing our loved ones, some of us for the first time in a long time. Besides feasts and fireside chats, a lot of families have a tradition of gathering together and watching a holiday classic. Through the years, […]
Top 5 Causes of Pedestrian Accidents
A vehicle hitting a pedestrian can be termed one of the most traumatic accidents one could ever experience. Yet, it happens so regularly. According to the CDC, over 5,000 pedestrians die in car accidents annually, while an estimated 137,000 others visit the ER for non-fatal accidents. This makes one wonder, what spurs pedestrian accidents? Read […]
Five Products for Increased Bicycle Safety
Bicycle accidents are unfortunately increasingly common in both California and Arizona, causing many to seek damages to compensate for their losses. Defensive driving and being aware of your surroundings are the best tools for safety, as is making sure your bicycle is properly maintained, making sure to wear a helmet, and obeying all street laws […]
Personal Injury Lawyers: Myths and Misconceptions
Every year, millions of people are injured across the U.S. However, most of them survive. Although you might suffer from long-term or serious injuries, the fact is, if it was because of someone else’s fault or negligence, you are entitled to compensation. Besides being compensated for your medical bills or wages, there are several myths […]
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