Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Tips for Avoiding Slip & Fall Accidents
Slipping and falling is hilarious in the movies and on TV, but when you enter the real world, slipsand falls are some of the most dangerous causes of personal injuries one can experience outside of a vehicle accident. Slip and fall accidents can happen anywhere and for many reasons – a simple spill, a loose […]
How Dangerous Are Motorcycle Accidents?
Motorcyclists are more likely to die in a traffic accident than people inside passenger cars. In fact, they are 28 times more likely, due to a number of factors, including things like potential low visibility from the blind spots of other vehicles around them. Motorcycles are also most likely to be involved in collisions with […]
Ridesharing Services May Help Lower Drunk Driving Accidents
Research has been done in Chicago showing a correlation between ridesharing and drunk driving incidents. The study looks at the relationship between rideshare participants on the road and accidents over about a year’s time. It is no secret that drunk driving leads to catastrophic damages and injury on a regular basis in America. If you […]
Five Helpful Facts and Tips About Pedestrian Accidents
The pedestrian fatality rate in Arizona is more than double that of the national average, at 1.61 pedestrian deaths per 100,000 people. Most of these are male pedestrians, killed at a rate of almost three times as much as female pedestrians. Keeping pedestrians safe is everyone’s job, but as a pedestrian, you should understand the […]
Hit by a Police Car? Here’s What You Need to Know
Although car accidents are pretty common on Californian roads, car crashes involving law enforcement officers are quite rare. However, this is not to mean they do not happen. A police officer might cause an accident during a police chase against a suspect, or even due to negligence. What do you do when you are injured […]
Personal Injury Law In California
In California, many individuals fall victim to wrongful diagnosis, automobile accidents, motorcycle accidents, truck accidents, dog bites, catastrophic injuries, nursing home negligence, train accidents, and pedestrian accidents due to other people’s carelessness. That is why the California personal injury law is in existence. It aims at protecting the moral and legal entitlements of those injured […]
Winter Rideshare Safety Tips
Winter driving is no joke in general. Everyone needs to slow down and be sure to take the proper winter driving precautions, but if you drive a rideshare, your point-to-point driving makes you more vulnerable to getting in an accident than if you were simply driving to and from work. Add to this the dangers […]
Benefits of a Dashboard Camera
As we all know, the streets and highways of California can be a wild place and accidents can happen. Collisions can range from disorienting to terrifying, and reconstructing the events around a crash can be a challenge in some cases. While there are more street and traffic light cameras than ever before, obviously not every angle of […]
Top Three Scenic Motorcycle Routes in California
California is among the most beautiful destinations in the country. The raw beauty of our state is part of the reasons why myriads of people move here every day. From miles of pristine beaches, breathtaking lakes, picturesque deserts, to rugged but awe-inspiring terrains like Yosemite, the geographic diversity of the Golden State is simply mesmerizing. […]
Defensive Driving in Arizona
Learning to drive defensively can be an effective skillset for any driver, anywhere. With collision-related deaths in Arizona going up from 2019 to 2020, from 980 to 1,057, now is a good time to keep in mind your safety and the safety of those around you while on the road in Arizona. Of course, many […]
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