Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Ridesharing and Car Accidents
Ridesharing services like Uberpool and Lyft are a pretty popular way to get around. According to surveys, the ridesharing industry will reportedly have a market value of over $220 by 2025. However, this increasing popularity is no surprise, as ridesharing services are convenient and cheap. However, while convenient, ridesharing services are not all sunshine and […]
The Most Unsafe Era for Pedestrians in 40 Years
Pedestrian safety is of utmost importance right now, and not just because pedestrians legally have the right of way in most places in the United States. Being asafer pedestrian is always key to avoiding injuries by being aware of ones surroundings and avoiding distractions, but as it stands, North Americans are not stemming the tide […]
Pedestrian Safety in Cold Weather
When it’s cold outside, people drive worse than they did before. If you’re a pedestrian, you need to take extra precautions during the cold weather and, if you’re driving, you need to keep an extra eye out for pedestrians who are even harder to see, especially if snow is lowering your visibility. Safety is always […]
Great Motorcycle Roads in Arizona
There’s no freer way to see the great state of Arizona than to travel it by motorcycle. Being one of the last gateways to the West Coast, our streets are manifold, so your options are virtually endless. Whether you’re touring to see the mountains, the wildlife, the succulents or other plants, or just visit towns […]
Top 4 Personal Injury Myths
Personal injury cases are more rampant than you can ever imagine. According to the National Center for Health Statistics, about 31 million of the injuries that occur every year often call for medical care. Considering their prevalence, it comes as no surprise that there are so many myths and misconceptions surrounding personal injury. Think you got […]
Workman’s Compensation — When to Hire an Attorney
Workman’s Compensation is a right for all employees in California. It seems like a simple idea, and one designed with the workers’ best interests in mind. The truth, unfortunately, can be a lot more complicated than that. Avoid learning this lesson out the hard way by hiring a qualified attorney as soon as you are […]
Keeping Older Drivers Safe
A lot of us have had to have a talk with our grandparents or parents about how they are on the road. There comes a time when caring for yourself can become difficult, as an older person, especially when driving. What can you do to ensure the older person in your life is being safe […]
Driving Tips for Warm Weather
As winter thaws and we move into spring and summer, the roads will soon begin filling up with road-trippers and people moving cross country. The more cars on the road, and the more freedom we have in that nice, warm weather, the more risk we’re at of some kind of accident. Here are a few […]
Scooter Safety
Since the program began in 2018, when the city of Los Angeles legalized scooters and made a plan to distribute more, they have been a ubiquitous addition to the city streets. Touted as a boon to lower-income people who would have difficulty purchasing and maintaining cars, the scooters were a popular initiative. They were approved […]
Workman’s Compensation — Beyond Physical Accidents
Every year in California, we see workman’s compensation claims that stem from traumatic injuries, accidents, and even accumulative physical strain. But what about the more subtle effects that can harm employees over time? Let’s take a look at toxic exposure in the workplace and what it means for you as an employee. If we are […]
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