Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Top Five Most Common Car Accidents
Despite the plethora of traffic rules and safety measures implemented, car accidents are still quite rampant in the country. According to a report on the World Health Organization website, over three million people are injured in auto-accidents yearly, while 30,000 others succumb to their injuries. As experienced car accident attorneys, we’ve handled our fair share […]
Ridesharing and Car Accidents
Ridesharing services like Uberpool and Lyft are a pretty popular way to get around. According to surveys, the ridesharing industry will reportedly have a market value of over $220 by 2025. However, this increasing popularity is no surprise, as ridesharing services are convenient and cheap. However, while convenient, ridesharing services are not all sunshine and […]
Bicycle Safety in California
In a lot of ways, California is known as the driving capital of America, if not the world. Where else are so many people absolutely defined by their vehicles, their routes to work, and even their carbon footprint for transportation? The state requires some of the most stringent emission requirements across the nation and is […]
Five Types of Truck Accidents
Trucks are paramount to our country’s economy. Over 15 million trucks move across the country, transporting consumer goods from one state to another every day. But despite their essential place in our society, trucks are pretty dangerous and pose a high risk to every road user. It pays to know the different types of accidents […]
Winter Rideshare Safety Tips
Winter driving is no joke in general. Everyone needs to slow down and be sure to take the proper winter driving precautions, but if you drive a rideshare, your point-to-point driving makes you more vulnerable to getting in an accident than if you were simply driving to and from work. Add to this the dangers […]
Stay Safe in Hybrid and Electric Vehicles
In the history of cars, hybrids and plug-in electric vehicles are still essentially brand-new. With new technology comes a new way to look at transportation. This includes an eye toward safety – anything new in automobiles is going to require a new understanding of how they work, what the dangers are, and how to maintain […]
Driving on the 101
Living in California, there is a big focus on driving. With everyone rushing off to work, sitting in traffic, or getting around to see people, it can be easy to forget how much fun the open road can really be. As we swing towards the end of summer, you want to set aside some time […]
Understanding California’s Lemon Law
Under California’s Lemon Law, you are protected as a consumer when a vehicle you have purchased is deemed defective and cannot be repaired after a reasonable number of repair attempts. This helps keeps dangerous vehicles off the road, leads you with legal recourse if you are sold a faulty vehicle, and helps get you back […]
Lemon Laws for Defective Hyundai Vehicles in California
If your newly acquired or leased Hyundai car has repeated problems that require repair, the vehicle manufacturer or its licensed representative owes you a refund, repair, or replacement. If you wind up with a lemon car and the manufacturer is not willing to take care of the vehicle, you will need to seek the counsel […]
Car Specific Repair Issues: When to Invoke California’s Lemon Laws and How RS Laws Can Help
Car specific problems are the leading cause of recalls by most automakers and dealers globally. Last year, for instance, over 20,000 units of Volkswagen Golf MK.8 were recalled because of a software bug. Earlier this year, Volvo stated that they were planning to issue a recall for some of their cars. How do such car […]
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