Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
blogs
Mold and LA Renters — Know Your Rights
You may have heard of “mold growth” in passing. Depending on the situation, the story you heard may have been about a simple annoyance, a house deal that fell through, or a sneezing fit. However, there are a lot worse stories than that out there; mold can cause severe allergies, incapacitation, and even worse health […]
Hotels and Personal Injuries
Everyone is looking to travel right about now. Summer is getting into full swing, and whether you are looking to see a distant land or reacquaint yourself with familiar faces, you’re probably planning your next big adventure, too. Besides the normal precautions, like ensuring home security while you’re away, or booking some travel insurance, you […]
Mold and LA Renters — Know Your Rights
You may have heard of “mold growth” in passing. Depending on the situation, the story you heard may have been about a simple annoyance, a house deal that fell through, or a sneezing fit. However, there are a lot worse stories than that out there; mold can cause severe allergies, incapacitation, and even worse health […]
Commercial Truck Accidents
While it may not seem like it, there are bigger differences when dealing with a truck accident than just the size of the vehicle. Although they are well insured, companies with commercial trucks will fire back at you with a whole legal team to avoid paying out for damage, injury, or even death. This is […]
Slip and Falls in Private Homes
Slips and falls are serious anywhere, but if you concentrate just on occurrences in private homes, an arresting statistic jumps out right away- falls are responsible for 50% of all accidental deaths in the home. Let’s take a look at two of the top causes of a slip and fall in a private home. We […]
4 Common Mistakes that Ruin Workers Compensation Claims
Thousands of workers are injured annually while at the workplace. According to the Bureau of Labor Statistics, one worker succumbed to workplace injuries every 99 minutes in 2019, while over 99,000 others retained non-fatal injuries. Despite the prevalence of workplace injuries and the increasing number of workers compensation claims, only a few victims are usually […]
Who is Liable if an Airbag Fails to Deploy During a Car Accident?
An airbag is an automobile device designed to inflate rapidly during an automobile collision. The airbag prevents a person from hitting their face on the dashboard or steering wheel. They’re customarily hidden but inflate instantly when a crash begins. When Are Airbags Supposed to Deploy? As soon as the Airbags work by inflating vehicle starts […]
How Lemon Laws Apply to Defective Kia Vehicles
There is nothing more annoying than driving a car that is constantly having issues and needs repair on a regular basis. Kia, which is one of the fastest growing auto manufacturer in North America, is under scrutiny because some of its models have recurring problems that continuously need repair. If you have a Kia vehicle […]
Causes of Motorcycle Accidents in the United States
Whether due to size, or footprint of the motorcycle, or sheer stability, or a combination of these factors, motorcycles are much more likely to be involved in an accident than other automobiles. Certainly, in some cases, this is a visibility issue as well, with many drivers of other automobiles not looking in their blind spots […]
Five Apps for Increased Road Safety
Staying safe on the road is more important as more and more cities become increasingly dependent on automobile transportation. Increasedroad safety is about diligence and attentive driving, but there are also ways to “gamify” or in other ways incentivize safe driving, through smartphone apps. Here are five apps designed to keep you less distracted and […]
contact form
