Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Car Airbag Injuries: What You Need to Know
Car airbags are designed to save lives in the event of a car crash. They are among the most innovative, auto-safety features of recent decades, and have even been proven effective in reducing driver mortality. However, even though efficient, airbags are sometimes the reason behind fatalities. We explore various airbag defects, the type of injuries […]
Hotels and Personal Injuries
Everyone is looking to travel right about now. Summer is getting into full swing, and whether you are looking to see a distant land or reacquaint yourself with familiar faces, you’re probably planning your next big adventure, too. Besides the normal precautions, like ensuring home security while you’re away, or booking some travel insurance, you […]
How Much is a Slip and Fall Claim Settlement Worth?
When filing a slip and fall claim, you might want to consider the amount of compensation. While there’s no defined amount of settlement, a successful claim should adequately compensate you for physical, emotional, and monetary loss. Hiring an experienced lawyer is critical to getting adequate compensation for a valid claim. The article explains the factors […]
Car Specific Repair Issues: When to Invoke California’s Lemon Laws and How RS Laws Can Help
Car specific problems are the leading cause of recalls by most automakers and dealers globally. Last year, for instance, over 20,000 units of Volkswagen Golf MK.8 were recalled because of a software bug. Earlier this year, Volvo stated that they were planning to issue a recall for some of their cars. How do such car […]
What to Look for When Hiring an Attorney
In Arizona and California, two big car cultures on the grow, you’re statistically more likely to be involved in some sort of motor vehicle accident or have some other legal concerns surrounding your automobile. Other injuries, like dog bites and slip and falls, are all-too common, and can be difficult to navigate with some kind […]
Dog Bites: Your Dog and Compensation Law
Many people who experience severe injuries from dog bites usually wonder whether it is worth the hustle to pursue legal redress. Most fear they are a small minority and decide to suffer in silence. However, the truth is that dog bites are shockingly common and are among the most frequent types of personal injury lawsuits. […]
Car Crashes and Pedestrians in LA
Every year, we check over grim statistics about car accidents, fatalities, damages, and injuries. We always hope that the number will go down, that we will have learned something from the previous years. Unfortunately, though, that is not always the case. But that doesn’t mean that it is not worth it to try. Just knowing […]
Four Surprising Myths about Motorcycle Accidents and Injuries
Motorcycles have become a pretty popular way to get around in the country. In California alone, there are over 790,000 registered motorcycles. This number is set to increase as more people choose the convenience and the fun that comes with getting around on a motorcycle. But despite these increasing numbers, there are countless myths and […]
Statute of Limitations and Personal Injury
For many of us, when a personal injury occurs there can be a lot of mixed feelings. Some people may feel guilty that they got injured, even when the blame lies with someone else. The first concerns you will obviously have will be about your health and safety. You may not even be considering what […]
Who is Liable in a Motorcycle Accident?
Motorcycles provide less inherent safety than vehicles. As a result, motorcycle accidents have a greater impact on the motorcyclist than a motorist driving a car. According to the NHTSA motorcyclists are 28 times more likely to die than car occupants in a crash per vehicle mile traveled. Identifying the party at fault is critical to […]
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