Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Bicycle Safety Tips
Bicycling might be the true essence of freedom in transportation. No dependence on anyone to get around except yourself, no motor to make you drive out of control, and you can park your bike just about anywhere. Still, safety while riding a bicycle is just as important as with any other mode of transportation, especially […]
How Dangerous are Ride Shares?
Everyone with a smartphone now has access to the next generation of personalized, private transportation. It used to be a matter of calling and reserving a cab or, in some places, hailing one from the side of the road. Since ridesharing is a new phenomenon, however, all of the kinks are still being worked out, […]
Five Products for Truck Driver Safety
Truck drivers are the backbone of the economy, and their safety is of the utmost importance. Not only are they at special risk of trafficaccidents, but truck driving comes with a host of other dangers. The easiest way to stay safe while driving any vehicle is being aware of your surroundings and making sure your […]
Defensive Driving Courses in California
Driving is one of those things most learn as a teenager and then never really think about again. Most people don’t realize that driving classes are not just helpful for continuing your driving knowledge, they are also applicable for many practical situations as well. Let’s look at some of the benefits of defensive driving courses, […]
Personal Injury Lawsuits: What You Need to Know and how RS Law Office Can Help
Life is pretty unpredictable. One minute you’re healthy and bubbly, the next one you are nursing an injury due to someone else’s negligence. But the fact that life is unpredictable does not in any way reduce the pain and confusion that may arise when you find yourself in harm’s way due to another person’s negligence. […]
The Most Common Types of Motorcycle Injury
The Most Common Types of Motorcycle Crashes According to the National Institute of Health, there are four main types of motorcycle crashes. Distinguishing these by category helps determine patterns that can later be used to help treat such accidents. The four main types are: The Most Common Injuries on a Motorcycle In the same study, […]
What Causes Truck Tire Blowouts and What to Do When a Truck Tire Hits Your Car
18-wheeler trucks and other commercial vehicles are the backbone of our economy. They deliver nearly 70% of all freight transported annually, and account for over 700 billion of the country’s revenue annually. Just because they’re critical to our economy, it doesn’t make them less dangerous. For instance, although it’s not as bad as a truck […]
What to Look for When Hiring an Attorney
In Arizona and California, two big car cultures on the grow, you’re statistically more likely to be involved in some sort of motor vehicle accident or have some other legal concerns surrounding your automobile. Other injuries, like dog bites and slip and falls, are all-too common, and can be difficult to navigate with some kind […]
Five Things to Check Before a Car Trip
Before a long car ride, we are talking anywhere from 100 miles and up, there are things to check out. Having a good mechanic is key if you are lucky enough to find one. But it is also essential to have some idea of what makes your car run safely, at a basic level. We […]
Five Products for Increased Bicycle Safety
Bicycle accidents are unfortunately increasingly common in both California and Arizona, causing many to seek damages to compensate for their losses. Defensive driving and being aware of your surroundings are the best tools for safety, as is making sure your bicycle is properly maintained, making sure to wear a helmet, and obeying all street laws […]
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