Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Great Motorcycle Roads in Arizona
There’s no freer way to see the great state of Arizona than to travel it by motorcycle. Being one of the last gateways to the West Coast, our streets are manifold, so your options are virtually endless. Whether you’re touring to see the mountains, the wildlife, the succulents or other plants, or just visit towns […]
Winter Bicycle Riding Tips
With cold winds in your face and slick surfaces to navigate, the winter is not the ideal to ride on your typical bicycle. Many of us use a bike as our regular transportation, and some of us have our bikes tricked out for winter riding, as well. In order to make the most of your […]
Driving on the 101
Living in California, there is a big focus on driving. With everyone rushing off to work, sitting in traffic, or getting around to see people, it can be easy to forget how much fun the open road can really be. As we swing towards the end of summer, you want to set aside some time […]
Top 4 Personal Injury Myths
Personal injury cases are more rampant than you can ever imagine. According to the National Center for Health Statistics, about 31 million of the injuries that occur every year often call for medical care. Considering their prevalence, it comes as no surprise that there are so many myths and misconceptions surrounding personal injury. Think you got […]
Causes of Motorcycle Accidents in the United States
Whether due to size, or footprint of the motorcycle, or sheer stability, or a combination of these factors, motorcycles are much more likely to be involved in an accident than other automobiles. Certainly, in some cases, this is a visibility issue as well, with many drivers of other automobiles not looking in their blind spots […]
Defensive Driving in Arizona
Learning to drive defensively can be an effective skillset for any driver, anywhere. With collision-related deaths in Arizona going up from 2019 to 2020, from 980 to 1,057, now is a good time to keep in mind your safety and the safety of those around you while on the road in Arizona. Of course, many […]
Five Products for Increased Bicycle Safety
Bicycle accidents are unfortunately increasingly common in both California and Arizona, causing many to seek damages to compensate for their losses. Defensive driving and being aware of your surroundings are the best tools for safety, as is making sure your bicycle is properly maintained, making sure to wear a helmet, and obeying all street laws […]
Personal Injury Claims: When Do you Need a Lawyer?
In cases where there are severe injuries, toxic exposure, or malpractice, you will need a personal injury lawyer. However, there are also instances when you don’t need a lawyer. Although you might need a lawyer to represent you in court if there are complex legal issues that need to be handled, other injury claims might […]
Four Surprising Myths about Motorcycle Accidents and Injuries
Motorcycles have become a pretty popular way to get around in the country. In California alone, there are over 790,000 registered motorcycles. This number is set to increase as more people choose the convenience and the fun that comes with getting around on a motorcycle. But despite these increasing numbers, there are countless myths and […]
Winter Slip and Fall Accident Tips
Whether your winter is cold and snowy or just plain cold, winter is a time when slipand fall accidents are increasingly likely. Cold, wind, ice and snow are problems on their own and when they combine, it’s a perfect storm of injury possibilities. Typically, these conditions result in bruises and bumps, but there’s always the […]
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