Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Rearview Cameras and You
While it was in 2018 that the rearview camera requirement went into effect on all new vehicles, the whole debate started in 2008. That was the year Congress passed a law for automakers to take steps to increase visibility. The debate was prompted by a horrible tragedy where a father accidentally backed over his infant […]
Top 3 Benefits of Engaging a Car Accident Lawyer in Los Angeles
Top 3 Benefits of Engaging a Car Accident Lawyer in Los Angeles Being in a car accident, regardless of how minor, can be pretty devastating. So, if you’ve recently been involved in a car accident in Los Angeles and you are confused, we assure you it is completely normal to feel that way. Car accidents […]
Common Land Rover Problems: When to Apply the Lemon Law
Range Rovers have an irresistible allure. One characterized by a sporty appearance, high performance, and luxurious interior. They also have a high safety rating, but it’s not uncommon for them to experience problems that render them as lemon. Some of the issues have led to recalls, and others are yet to be addressed by the […]
Causes of Motorcycle Accidents in the United States
Whether due to size, or footprint of the motorcycle, or sheer stability, or a combination of these factors, motorcycles are much more likely to be involved in an accident than other automobiles. Certainly, in some cases, this is a visibility issue as well, with many drivers of other automobiles not looking in their blind spots […]
Facts About Workers Compensation Claims
Getting injured on the job happens quite frequently, which is why many employers keep an eye out for workplace injuries and often do not take them seriously. It is important that you take your own workplace injury seriously, meaning to seek medical treatment right away and to know your options for workplace injury compensation. Your […]
Personal Injury Claims: When Do you Need a Lawyer?
In cases where there are severe injuries, toxic exposure, or malpractice, you will need a personal injury lawyer. However, there are also instances when you don’t need a lawyer. Although you might need a lawyer to represent you in court if there are complex legal issues that need to be handled, other injury claims might […]
Apps for Increased Rideshare Safety
Rideshares can be fun and convenient, but if you’re putting your life in the hands of a stranger by taking a rideshare, you’ll want to feel safe. No one wants to be put in a situation where they feel unsafe or lost, or where they might end up in a ridesharingaccident. Here are some apps […]
Winter Rideshare Safety Tips
Winter driving is no joke in general. Everyone needs to slow down and be sure to take the proper winter driving precautions, but if you drive a rideshare, your point-to-point driving makes you more vulnerable to getting in an accident than if you were simply driving to and from work. Add to this the dangers […]
Defensive Driving During a Summer of Distracted Drivers
With warm weather, we’re all trying to relax as best we can, wherever we can. Unfortunately, some people can take this a little too far, and find themselves incredibly distracted when in the driver’s seat. Not only that, but with heat exhaustion a possibility, some drivers could be making even worse decisions. It’s your job […]
Four Arizona Workers’ Compensation Tips
If you live in Arizona and you suffer an injury while on the job, you should know your rights, in terms of representation, potential compensation, and the laws surrounding workers’ compensation. You should make sure to seek proper medical care, as well, and be certain to keep records of communications and treatments for future reference, […]
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