Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Common Causes of Car Accidents – and Ways to Avoid Them
Car accidents are an increasingly common source of injuries and loss of property and life. Every year, there are estimated to be over six million car accidents, in the US alone. We drive everywhere, and even short distances pose a hazard to drivers, as well as pedestrians and people on bicycles. The loss of property […]
Mold and LA Renters — Know Your Rights
You may have heard of “mold growth” in passing. Depending on the situation, the story you heard may have been about a simple annoyance, a house deal that fell through, or a sneezing fit. However, there are a lot worse stories than that out there; mold can cause severe allergies, incapacitation, and even worse health […]
Bicycle Safety Tips
Bicycling might be the true essence of freedom in transportation. No dependence on anyone to get around except yourself, no motor to make you drive out of control, and you can park your bike just about anywhere. Still, safety while riding a bicycle is just as important as with any other mode of transportation, especially […]
Driving Tips for Warm Weather
As winter thaws and we move into spring and summer, the roads will soon begin filling up with road-trippers and people moving cross country. The more cars on the road, and the more freedom we have in that nice, warm weather, the more risk we’re at of some kind of accident. Here are a few […]
What to Look for When Hiring an Attorney
In Arizona and California, two big car cultures on the grow, you’re statistically more likely to be involved in some sort of motor vehicle accident or have some other legal concerns surrounding your automobile. Other injuries, like dog bites and slip and falls, are all-too common, and can be difficult to navigate with some kind […]
Causes of Motorcycle Accidents in the United States
Whether due to size, or footprint of the motorcycle, or sheer stability, or a combination of these factors, motorcycles are much more likely to be involved in an accident than other automobiles. Certainly, in some cases, this is a visibility issue as well, with many drivers of other automobiles not looking in their blind spots […]
Top 4 Personal Injury Myths
Personal injury cases are more rampant than you can ever imagine. According to the National Center for Health Statistics, about 31 million of the injuries that occur every year often call for medical care. Considering their prevalence, it comes as no surprise that there are so many myths and misconceptions surrounding personal injury. Think you got […]
Bike Maintenence Checklist
For those of us who bike to work, it’s clear that riding around is more than a hobby. Biking is something that can improve your mental and physical health. It can become a way of life, because to do it right takes commitment. You need to learn the best and fastest bike routes, have all […]
Winter Bicycle Riding Tips
With cold winds in your face and slick surfaces to navigate, the winter is not the ideal to ride on your typical bicycle. Many of us use a bike as our regular transportation, and some of us have our bikes tricked out for winter riding, as well. In order to make the most of your […]
Personal Injury Law In California
In California, many individuals fall victim to wrongful diagnosis, automobile accidents, motorcycle accidents, truck accidents, dog bites, catastrophic injuries, nursing home negligence, train accidents, and pedestrian accidents due to other people’s carelessness. That is why the California personal injury law is in existence. It aims at protecting the moral and legal entitlements of those injured […]
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