Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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5 Ways Parents can Encourage Safe Teen Driving
For teenagers, getting a driver’s license is a significant milestone. It marks the beginning of independence and instills a sense of responsibility. Most teen parents often share their children’s excitement but remain equally apprehensive since they’re well-aware of the dangers that come with driving. And they do have a perfectly valid reason to fret because […]
Ridesharing and Car Accidents
Ridesharing services like Uberpool and Lyft are a pretty popular way to get around. According to surveys, the ridesharing industry will reportedly have a market value of over $220 by 2025. However, this increasing popularity is no surprise, as ridesharing services are convenient and cheap. However, while convenient, ridesharing services are not all sunshine and […]
5 Things Cyclists Should Do After a Bike Accident in California
Biking, especially on a highway, is a fun and an adrenaline-filled way to keep fit and explore what California has to offer. At the same time, it’s also a dangerous activity as the chances of being rear-ended by a motorist in California are pretty high. Unfortunately, when a bicycle accident happens, most cyclists often have […]
What Causes Truck Tire Blowouts and What to Do When a Truck Tire Hits Your Car
18-wheeler trucks and other commercial vehicles are the backbone of our economy. They deliver nearly 70% of all freight transported annually, and account for over 700 billion of the country’s revenue annually. Just because they’re critical to our economy, it doesn’t make them less dangerous. For instance, although it’s not as bad as a truck […]
The Most Unsafe Era for Pedestrians in 40 Years
Pedestrian safety is of utmost importance right now, and not just because pedestrians legally have the right of way in most places in the United States. Being asafer pedestrian is always key to avoiding injuries by being aware of ones surroundings and avoiding distractions, but as it stands, North Americans are not stemming the tide […]
Looking Out for Motorcycles
In 2019, the number of deaths caused by motorcycles was found to be 29 times that of deaths caused by cars. Motorcycles can go very fast, they have no sides to protect the rider, they are more difficult to see on the road and they do not perform well in bad weather. While it is […]
Scooter Safety
Since the program began in 2018, when the city of Los Angeles legalized scooters and made a plan to distribute more, they have been a ubiquitous addition to the city streets. Touted as a boon to lower-income people who would have difficulty purchasing and maintaining cars, the scooters were a popular initiative. They were approved […]
Do Lemon Laws Apply in Auto Dealer Frauds
Most state and federal laws penalize fraudulent marketing, sales, and financing schemes. Knowing your rights and if the state’s lemon laws apply is critical to getting compensated. We explain more about auto dealer frauds, the different types, and the best time to hire an attorney. What is an Auto Dealer Fraud? It’s an unlawful and […]
Commercial Truck Accidents
While it may not seem like it, there are bigger differences when dealing with a truck accident than just the size of the vehicle. Although they are well insured, companies with commercial trucks will fire back at you with a whole legal team to avoid paying out for damage, injury, or even death. This is […]
How Truck Accidents are Different from Car Crashes
Even though all types of auto accident are dangerous and have the potential to cause life-altering injuries, truck accidents are nearly, if not always catastrophic or fatal. Unfortunately, they’re becoming quite common. According to the Truck Safety Coalition, about 5,000 people died in truck crashes last year, marking a 46% increase in truck crash deaths […]
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