Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Cell Phones and Accidents on the Road
We have all done it. Even with the headsets, the hands-free devices, and the ability to connect your phone to your car, all of us have reached for the phone while driving. Whether it’s checking a quick text at a stoplight or messing around with your maps app while driving in a new place, the […]
Benefits of a Dashboard Camera
As we all know, the streets and highways of California can be a wild place and accidents can happen. Collisions can range from disorienting to terrifying, and reconstructing the events around a crash can be a challenge in some cases. While there are more street and traffic light cameras than ever before, obviously not every angle of […]
Motorcycle Safety Tips
Riding a motorcycle is exhilarating and freeing. It also can be quite dangerous. Equip yourself with preparedness to ensure every trip you take ends only with a smile and a safe arrival. As always, if the unfortunate does happen, navigating the aftermath of a motorcycle accident is a large undertaking. We are here to help […]
Mold and LA Renters — Know Your Rights
You may have heard of “mold growth” in passing. Depending on the situation, the story you heard may have been about a simple annoyance, a house deal that fell through, or a sneezing fit. However, there are a lot worse stories than that out there; mold can cause severe allergies, incapacitation, and even worse health […]
Slip and Falls in Private Homes
Slips and falls are serious anywhere, but if you concentrate just on occurrences in private homes, an arresting statistic jumps out right away- falls are responsible for 50% of all accidental deaths in the home. Let’s take a look at two of the top causes of a slip and fall in a private home. We […]
Facts About Ridesharing Accidents
Even in cities that are considered to be “car cultures,” rideshare services are quickly becoming a solid alternative for those who don’t want to abandon their car after a night out, or don’t want to take public transportation. For some, Uber and Lyft, etc are their best bet for timely arrival to work or a […]
Top 3 Benefits of Engaging a Car Accident Lawyer in Los Angeles
Top 3 Benefits of Engaging a Car Accident Lawyer in Los Angeles Being in a car accident, regardless of how minor, can be pretty devastating. So, if you’ve recently been involved in a car accident in Los Angeles and you are confused, we assure you it is completely normal to feel that way. Car accidents […]
Workman’s Compensation and COVID in California
This past year has redefined a lot of things we usually take for granted. We’ve experienced new definitions of work, and even health, in general. Between telecommuting, staggered shifts, and widespread relocation, the face of business has changed rapidly. We have seen the rise of “essential workers” and “heroes” among our everyday neighbors and friends. […]
Lemon Laws and How They Have Impacted Jeep Car Recalls
Lemon Laws and How They Have Impacted Jeep Car Recalls Purchasing a car calls for careful consideration if you are to find a reliable model that suits your needs. More importantly, you need to understand existing laws concerning the warranty, equity, insurance, and various other crucial aspects. Lemon laws are designed to protect buyers from […]
Dealing with Dog Bites
Dog bites, dog attacks and maulings by dogs are a problem the world over. Sometimes these injuries can be fatal. They tend to affect children most (most children have been bitten by a dog they know by age 11), but can happen to anyone. It can be helpful to understand some techniques for avoiding dog […]
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