Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Keeping Older Drivers Safe
A lot of us have had to have a talk with our grandparents or parents about how they are on the road. There comes a time when caring for yourself can become difficult, as an older person, especially when driving. What can you do to ensure the older person in your life is being safe […]
Five Helpful Facts and Tips About Motorcycle Accidents
Motorcycles are specialist machines. They require their own licenses, training and a specific discipline for driving safely. Learning to drive defensively on a motorcycle can be more difficult than doing so in an automobile. Each year, there are 2,907 total motorcycle crashes, 2,274 of which result in injuries and 156 of which result in some […]
How Truck Accidents are Different from Car Crashes
Even though all types of auto accident are dangerous and have the potential to cause life-altering injuries, truck accidents are nearly, if not always catastrophic or fatal. Unfortunately, they’re becoming quite common. According to the Truck Safety Coalition, about 5,000 people died in truck crashes last year, marking a 46% increase in truck crash deaths […]
Types of Damages in a Motorcycle Accident
Motorcycles are an easy, exhilarating way to get around. No getting stuck in traffic and you can hit the gas pedal to the max. Exciting, right? Well, here’s the catch; although exciting, motorcycles are incredibly dangerous. A report by the Insurance Information Institute shows motorcyclists are usually 27 times more likely to lose their lives […]
Defensive Driving During a Summer of Distracted Drivers
With warm weather, we’re all trying to relax as best we can, wherever we can. Unfortunately, some people can take this a little too far, and find themselves incredibly distracted when in the driver’s seat. Not only that, but with heat exhaustion a possibility, some drivers could be making even worse decisions. It’s your job […]
Safest Cars for 2022
If you are in the market for a new car, there are a lot of things on your mind. Besides cost and value, there is also style, reliability, and size to consider. But, above all, the most important thing should really always be safe when it comes to buying a new car. There are a […]
Motorcycle Safety Tips for Cold Weather
Driving any vehicle in cold weather and especially snow is going to make for a much more difficult time than driving in dry, comfortable weather. With enough preparation and all of the right gear, it is possible to mitigate many of these problems, but without them, you run the risk of a deadly accident. Before […]
Four Medical Alert and Slip and Fall Apps
Slip and fall accidents are unfortunately rather common in the US. The part that many people often miss when discussing slip and fall accidents, though, is that it is not just the elderly who suffer from them. Anyone of any age can have an accident, and people of all walks of life may have chronic […]
Winter Rideshare Safety Tips
Winter driving is no joke in general. Everyone needs to slow down and be sure to take the proper winter driving precautions, but if you drive a rideshare, your point-to-point driving makes you more vulnerable to getting in an accident than if you were simply driving to and from work. Add to this the dangers […]
Top Five Most Common Car Accidents
Despite the plethora of traffic rules and safety measures implemented, car accidents are still quite rampant in the country. According to a report on the World Health Organization website, over three million people are injured in auto-accidents yearly, while 30,000 others succumb to their injuries. As experienced car accident attorneys, we’ve handled our fair share […]
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