Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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What You Need to Know about Pain and Suffering in a Personal Injury Case
After a personal injury, you’re typically entitled to claim compensation for two types of damages; economic and non-economic. Economic damages are usually easy to quantify, and commonly include medical bills and lost wages. Non-economic damages on the other hand are difficult to measure, and often include pain and suffering. But what exactly is pain and […]
Five Helpful Facts and Tips About Pedestrian Accidents
The pedestrian fatality rate in Arizona is more than double that of the national average, at 1.61 pedestrian deaths per 100,000 people. Most of these are male pedestrians, killed at a rate of almost three times as much as female pedestrians. Keeping pedestrians safe is everyone’s job, but as a pedestrian, you should understand the […]
Safest Cars for 2022
If you are in the market for a new car, there are a lot of things on your mind. Besides cost and value, there is also style, reliability, and size to consider. But, above all, the most important thing should really always be safe when it comes to buying a new car. There are a […]
What Causes Truck Tire Blowouts and What to Do When a Truck Tire Hits Your Car
18-wheeler trucks and other commercial vehicles are the backbone of our economy. They deliver nearly 70% of all freight transported annually, and account for over 700 billion of the country’s revenue annually. Just because they’re critical to our economy, it doesn’t make them less dangerous. For instance, although it’s not as bad as a truck […]
Five Products for Truck Driver Safety
Truck drivers are the backbone of the economy, and their safety is of the utmost importance. Not only are they at special risk of trafficaccidents, but truck driving comes with a host of other dangers. The easiest way to stay safe while driving any vehicle is being aware of your surroundings and making sure your […]
Five Products for Increased Bicycle Safety
Bicycle accidents are unfortunately increasingly common in both California and Arizona, causing many to seek damages to compensate for their losses. Defensive driving and being aware of your surroundings are the best tools for safety, as is making sure your bicycle is properly maintained, making sure to wear a helmet, and obeying all street laws […]
Winter Rideshare Safety Tips
Winter driving is no joke in general. Everyone needs to slow down and be sure to take the proper winter driving precautions, but if you drive a rideshare, your point-to-point driving makes you more vulnerable to getting in an accident than if you were simply driving to and from work. Add to this the dangers […]
Personal Injury Lawyers: Myths and Misconceptions
Every year, millions of people are injured across the U.S. However, most of them survive. Although you might suffer from long-term or serious injuries, the fact is, if it was because of someone else’s fault or negligence, you are entitled to compensation. Besides being compensated for your medical bills or wages, there are several myths […]
Lemon Laws and How They Have Impacted Jeep Car Recalls
Lemon Laws and How They Have Impacted Jeep Car Recalls Purchasing a car calls for careful consideration if you are to find a reliable model that suits your needs. More importantly, you need to understand existing laws concerning the warranty, equity, insurance, and various other crucial aspects. Lemon laws are designed to protect buyers from […]
The Most Unsafe Era for Pedestrians in 40 Years
Pedestrian safety is of utmost importance right now, and not just because pedestrians legally have the right of way in most places in the United States. Being asafer pedestrian is always key to avoiding injuries by being aware of ones surroundings and avoiding distractions, but as it stands, North Americans are not stemming the tide […]
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