Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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How Dangerous Are Motorcycle Accidents?
Motorcyclists are more likely to die in a traffic accident than people inside passenger cars. In fact, they are 28 times more likely, due to a number of factors, including things like potential low visibility from the blind spots of other vehicles around them. Motorcycles are also most likely to be involved in collisions with […]
Winter Driving Safety Tips
Having your winter tires installed on your car and packing a windshield scraper is a good start to being prepared to drive in the winter, but as the cold weather gets harsher, the driving conditions get worse. With this comes the tendency for some people to overcorrect or not know how to stop properly, or […]
Lemon Laws and How They Have Impacted Jeep Car Recalls
Lemon Laws and How They Have Impacted Jeep Car Recalls Purchasing a car calls for careful consideration if you are to find a reliable model that suits your needs. More importantly, you need to understand existing laws concerning the warranty, equity, insurance, and various other crucial aspects. Lemon laws are designed to protect buyers from […]
What Causes Truck Tire Blowouts and What to Do When a Truck Tire Hits Your Car
18-wheeler trucks and other commercial vehicles are the backbone of our economy. They deliver nearly 70% of all freight transported annually, and account for over 700 billion of the country’s revenue annually. Just because they’re critical to our economy, it doesn’t make them less dangerous. For instance, although it’s not as bad as a truck […]
What to Look for When Hiring an Attorney
In Arizona and California, two big car cultures on the grow, you’re statistically more likely to be involved in some sort of motor vehicle accident or have some other legal concerns surrounding your automobile. Other injuries, like dog bites and slip and falls, are all-too common, and can be difficult to navigate with some kind […]
Lemon Laws for Defective Hyundai Vehicles in California
If your newly acquired or leased Hyundai car has repeated problems that require repair, the vehicle manufacturer or its licensed representative owes you a refund, repair, or replacement. If you wind up with a lemon car and the manufacturer is not willing to take care of the vehicle, you will need to seek the counsel […]
Pitbulls in California
While they are known for being loving, playful, and effective as guard dogs; Pitbulls are also known for their aggressive and even dangerous demeanor. Because of their prevalence and their mixed reputation, some cities and states have deemed it necessary to enact special laws and provisions about this breed. These laws are usually made up […]
Five Pedestrian Accident Facts
Some numbers have Arizona as the most dangerous state in the U.S. when it comes to pedestrians. They are in the most danger by simply being outnumbered, which means accidents are likely to rise as the number of automobiles on the road continues to rise. It is important for you to not only understand how […]
Five Apps Every Trucker Should Have
Driving a tractor trailer or any other large vehicle isn’t just about long hours, lots of miles and making sure you’re still driving safely after those lengthy days. It’s a lifestyle, and like any other connected lifestyle in the 21st century, there are plenty of apps to go around designed to help make a truck […]
Rearview Cameras and You
While it was in 2018 that the rearview camera requirement went into effect on all new vehicles, the whole debate started in 2008. That was the year Congress passed a law for automakers to take steps to increase visibility. The debate was prompted by a horrible tragedy where a father accidentally backed over his infant […]
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