Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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Hellcats and Risky Driving
As Americans, and especially Californians, a lot of us love fast cars. But what happens when the speeds of our cars surpass the safety training of the average driver? Let’s take a look at understanding what the Hellcat trend includes, how it could impact you as a driver on the road, and why it can […]
Winter Rideshare Safety Tips
Winter driving is no joke in general. Everyone needs to slow down and be sure to take the proper winter driving precautions, but if you drive a rideshare, your point-to-point driving makes you more vulnerable to getting in an accident than if you were simply driving to and from work. Add to this the dangers […]
4 Common Mistakes that Ruin Workers Compensation Claims
Thousands of workers are injured annually while at the workplace. According to the Bureau of Labor Statistics, one worker succumbed to workplace injuries every 99 minutes in 2019, while over 99,000 others retained non-fatal injuries. Despite the prevalence of workplace injuries and the increasing number of workers compensation claims, only a few victims are usually […]
Lemon Laws and How They Have Impacted Jeep Car Recalls
Lemon Laws and How They Have Impacted Jeep Car Recalls Purchasing a car calls for careful consideration if you are to find a reliable model that suits your needs. More importantly, you need to understand existing laws concerning the warranty, equity, insurance, and various other crucial aspects. Lemon laws are designed to protect buyers from […]
Top 5 Reasons Why You Need a Personal Injury Lawyer
Accidents happen almost every time and sometimes so fast that you don’t have time to figure out the way forward. True, you might end up feeling stressed up because of the piling medical bills. The pilling finances might drain you, thus rendering you unable to work. Statistics reveal that more than 31 million people are […]
Top 5 Causes of Pedestrian Accidents
A vehicle hitting a pedestrian can be termed one of the most traumatic accidents one could ever experience. Yet, it happens so regularly. According to the CDC, over 5,000 pedestrians die in car accidents annually, while an estimated 137,000 others visit the ER for non-fatal accidents. This makes one wonder, what spurs pedestrian accidents? Read […]
Apps for Increased Rideshare Safety
Rideshares can be fun and convenient, but if you’re putting your life in the hands of a stranger by taking a rideshare, you’ll want to feel safe. No one wants to be put in a situation where they feel unsafe or lost, or where they might end up in a ridesharingaccident. Here are some apps […]
Pedestrian Safety in Cold Weather
When it’s cold outside, people drive worse than they did before. If you’re a pedestrian, you need to take extra precautions during the cold weather and, if you’re driving, you need to keep an extra eye out for pedestrians who are even harder to see, especially if snow is lowering your visibility. Safety is always […]
Looking Out for Motorcycles
In 2019, the number of deaths caused by motorcycles was found to be 29 times that of deaths caused by cars. Motorcycles can go very fast, they have no sides to protect the rider, they are more difficult to see on the road and they do not perform well in bad weather. While it is […]
Driving Tips for Warm Weather
As winter thaws and we move into spring and summer, the roads will soon begin filling up with road-trippers and people moving cross country. The more cars on the road, and the more freedom we have in that nice, warm weather, the more risk we’re at of some kind of accident. Here are a few […]
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