Keeping everything with your vehicle in the best shape can seem like a job with a lot of moving parts. Maintenance, safety, registration, insurance, etc.! While keeping your insurance on auto-draft every billing cycle is a great way to keep it out of sight and out of mind, it can also be a great way to be missing out on potential savings, or at the very least missing out on perks that you are eligible to be receiving. These are the three most important ways to ensure you are getting the most value for your insurance policy payments.
It is no news to anyone that being at fault for even a minor accident can cause your insurance rates to go up. When an insurance company finds you to be more of a liability, they hedge their bets by charging more upfront to cover you in the future. It also doesn’t stop at just accidents; excessive traffic violations can also increase your out-of-pocket cost. Some insurance companies even offer additional discounts this way by allowing tracking of your vehicle for a short period of time and calculating your driving style that way.
Staying with your insurance company is an easy thing to do, but it might mean you’re missing out on promotions that other companies are running. Every time your policy is up for renewal, shop around for quotes. There are several different companies that offer quotes from various large insurance companies. You can also call local agents to see if they are able to get you a better price with their companies than you can without their representation.
What perks does your insurance company offer you? Do they offer roadside assistance, or can you bundle in other insurance needs (home, renters, etc.) at a very minimal cost? Sometimes two companies can offer you insurance at the same rate on paper, but one can offer significantly more perks that increase your benefits. When shopping for new policies or renewing existing ones, be sure to see what add-ons are available and be sure to use them! If roadside assistance is offered through your insurance policy, you can save money every month by not needing a second AAA package, for example.
If the unfortunate happens and you end up in an auto accident, negotiating with an insurance agent can be an overwhelming ordeal. Communicating with agents representing you and any other parties, adjusters, getting rental cars sorted, handling any possible medical bills or auto maintenance and repair tasks, it can all be a lot. We are experts in navigating this process and will advocate for you to ensure you get the greatest care possible to get all your needs taken care of. We will also negotiate to get the highest dollar possible so that going forward you are able to recuperate any of your losses and be set up for success with your recovery.
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5 Things to Avoid After a Car Accident in California
After an auto accident in California, you’ll get all sorts of advice on what to do next. Some people will advise you to contact the police, exchange driver information, talk witnesses into giving their statement, call 911, and many other tips. While they’re all looking out for you, rarely does anyone tell you what not […]
Bicycle Accidents
Bicycles may be a reliably safe mode of transportation but, as in so many accidents out in the world, the problem is not often with the mode of transportation you’re in, but how the person who hits you is traveling. Every year, more than 50,000 bicyclists are injured in collisions with automobiles. Too few of […]
5 Ways Parents can Encourage Safe Teen Driving
For teenagers, getting a driver’s license is a significant milestone. It marks the beginning of independence and instills a sense of responsibility. Most teen parents often share their children’s excitement but remain equally apprehensive since they’re well-aware of the dangers that come with driving. And they do have a perfectly valid reason to fret because […]
Statute of Limitations and Personal Injury
For many of us, when a personal injury occurs there can be a lot of mixed feelings. Some people may feel guilty that they got injured, even when the blame lies with someone else. The first concerns you will obviously have will be about your health and safety. You may not even be considering what […]
Defensive Driving Courses in California
Driving is one of those things most learn as a teenager and then never really think about again. Most people don’t realize that driving classes are not just helpful for continuing your driving knowledge, they are also applicable for many practical situations as well. Let’s look at some of the benefits of defensive driving courses, […]
Purchase or Replace a Lemon Car? Californian Lemon laws Relating to the Decisions
If your vehicle meets the Californian lemon law requirements, you have the right to ask for a car replacement or monetary compensation from the manufacturer. For financial compensation, the manufacturer is required to restore the buyer to their original position. However, if you prefer a car replacement, the manufacturer compensates you with a similar vehicle. […]
Tesla’s Brilliance in the Automobile Industry
Tesla Incorporation, founded by Elon Musk, is taking over the automobile industry with its emphasis on sustainable energy by manufacturing high-end electric vehicles. The company is known for its manufacture of high-end vehicles that are designed for speed and endurance. Below are a few ways Tesla and their brilliance with Elon Musk set the auto […]
Top Three Scenic Motorcycle Routes in California
California is among the most beautiful destinations in the country. The raw beauty of our state is part of the reasons why myriads of people move here every day. From miles of pristine beaches, breathtaking lakes, picturesque deserts, to rugged but awe-inspiring terrains like Yosemite, the geographic diversity of the Golden State is simply mesmerizing. […]
Five Apps for Bicyclists
Bicycle accidents happen all the time in the United States, and practicing bicycle safety is relatively simple – it just involves a lot of mindful riding and the safest possible equipment. Another part of safe bicycle riding is making sure you have your routes planned out and, in the case of an emergency, it doesn’t […]
What to Know About Arizona’s Lemon Law
Like many other states, Arizona has a Lemon Law in place to help protect consumers who buy faulty vehicles from being stuck with them with no recourse. Arizona’s lemon law, though, is a little different from other states, with certain restrictions in place that are specific to Arizona. Here are a few basic guidelines to […]
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