Even in cities that are considered to be “car cultures,” rideshare services are quickly becoming a solid alternative for those who don’t want to abandon their car after a night out, or don’t want to take public transportation. For some, Uber and Lyft, etc are their best bet for timely arrival to work or a function. With this increasing popularity comes the increased likelihood of accidents, so here are some basic facts about what to do to make sure you aren’t left in the wind, insurance-wise, if you find yourself in an accident involving a rideshare.
According to public statements by both Lyft and Uber, they do offer insurance coverage for riders, regardless of whether or not they are insured themselves, covering up to $1 million. This covers accidents involving their drivers and covers regardless of fault since you are not the one making the driving decisions, yourself.
Since you are not the one driving, you don’t need to share insurance information with the other party, but you will need to collect the insurance information of your driver, and their ridesharing information (employee ID number, etc). This information helps insurance determine exactly who pays for what, in terms of insurance and losses. If a driver did not have the app open at the time of the accident, for example, this means that only their insurance will cover the accident. There are other time periods that determine the different responsibilities of each party, such as if the driver is awaiting a fare, has already picked a fare up, etc.
While every accident will be different, there are some typical areas for which reimbursement tends to be available. You will need to keep all documentation and other proof in order to make it more likely that your claims will be honored. These areas include:
You have two years from the date of the accident, according to California and Arizona law, to file a personal injury claim. You should make sure that you keep all receipts and file a claim in a timely manner to avoid the statute of limitations expiring.
Obviously, there’s no quick and easy rule about how to deal with an accident involving a rideshare, so your best bet is to consult a specializing attorney to figure out what your options are. The other, most important part of any potential accident situation is to be prepared and ride as safely as you’d drive your own car. Stay buckled up and always remember that your safety is a top priority, so you don’t have to continue with a driver who seems unsafe. You can report unsafe drivers to their service and the police.
blogs
Staying Safe at Amusement Parks
Every family knows the joys of a day at the amusement park – the thrill of the rollercoasters, the taste of fried foods and sweets, and the splashy fun of a water ride. And while there can be downsides, like waiting in long lines, getting sunburned, or listening to screaming kids, most of these complaints […]
Great Motorcycle Roads in Arizona
There’s no freer way to see the great state of Arizona than to travel it by motorcycle. Being one of the last gateways to the West Coast, our streets are manifold, so your options are virtually endless. Whether you’re touring to see the mountains, the wildlife, the succulents or other plants, or just visit towns […]
What You Need to Know about Pain and Suffering in a Personal Injury Case
After a personal injury, you’re typically entitled to claim compensation for two types of damages; economic and non-economic. Economic damages are usually easy to quantify, and commonly include medical bills and lost wages. Non-economic damages on the other hand are difficult to measure, and often include pain and suffering. But what exactly is pain and […]
Hotels and Personal Injuries
Everyone is looking to travel right about now. Summer is getting into full swing, and whether you are looking to see a distant land or reacquaint yourself with familiar faces, you’re probably planning your next big adventure, too. Besides the normal precautions, like ensuring home security while you’re away, or booking some travel insurance, you […]
How Much is a Slip and Fall Claim Settlement Worth?
When filing a slip and fall claim, you might want to consider the amount of compensation. While there’s no defined amount of settlement, a successful claim should adequately compensate you for physical, emotional, and monetary loss. Hiring an experienced lawyer is critical to getting adequate compensation for a valid claim. The article explains the factors […]
Introducing MADD
As it says on their website, “the mission of Mothers Against Drunk Driving (MADD) is to end drunk driving, help fight drugged driving, support the victims of these violent crimes, and prevent underage drinking.” And these mothers and their supporters work tirelessly to improve policy and law-making, and they are a force to be reckoned […]
Top Three Scenic Motorcycle Routes in California
California is among the most beautiful destinations in the country. The raw beauty of our state is part of the reasons why myriads of people move here every day. From miles of pristine beaches, breathtaking lakes, picturesque deserts, to rugged but awe-inspiring terrains like Yosemite, the geographic diversity of the Golden State is simply mesmerizing. […]
Bicycle Safety in California
In a lot of ways, California is known as the driving capital of America, if not the world. Where else are so many people absolutely defined by their vehicles, their routes to work, and even their carbon footprint for transportation? The state requires some of the most stringent emission requirements across the nation and is […]
Five Apps for Increased Road Safety
Staying safe on the road is more important as more and more cities become increasingly dependent on automobile transportation. Increasedroad safety is about diligence and attentive driving, but there are also ways to “gamify” or in other ways incentivize safe driving, through smartphone apps. Here are five apps designed to keep you less distracted and […]
Holiday Travel Safety
As we get into the holiday season, it’s a good time to think of some relaxing times spent at home with loved ones. Having a nice meal, meeting new spouses and grandchildren, or just coming together finally after a long time apart- it is a period of joy and togetherness. For these reasons and more, […]
contact form
