Ridesharing Accident

Ridesharing Accident

Uber Accident & Lyft Accident Lawyer Serving Los Angeles, San Jose, Oakland, Napa, Phoenix, Scottsdale, Glendale, Chandler, Tempe, Meza and Elsewhere in California and Arizona

Ridesharing services, most notably Uber and Lyft, have become the go-to form of transportation for many residents of Los Angeles, San Jose, Oakland, Napa, Phoenix, Scottsdale, Glendale, Chandler, Tempe, Meza and Elsewhere in California and Arizona. Although it is a convenient way of getting around, there is still the possibility of a major accident occurring on a congested road or highway. If you or a family member is seriously harmed in an accident involving an Uber or Lyft, your mind is probably inundated with important questions, such as:

  • Will my injuries as a passenger in a Lyft or Uber be covered by automobile insurance in an accident?
  • What happens if my Lyft or Uber driver was negligent and caused the accident?
  • If I’m an Uber or Lyft driver, what situations are covered by the company’s insurance and what am I responsible for?

If you have been injured during an Uber or Lyft rideshare, you need to speak with an experienced Lyft or Uber accident attorney. There are multiple factors to take into consideration when someone is seriously injured in an Uber or Lyft-related accident. The amount of uncertainty and anxiety can be overwhelming. However, whatever the case may be, the skilled and experienced legal team with RS Law Offices will be able to thoroughly explain what steps to take. One of our primary objectives is to alleviate any stress you are feeling and take the burden off your shoulders of pursuing financial restitution for your harms and losses.

Insurance Coverage for Uber and Lyft Accidents

Both Uber and Lyft publicly state that they offer up to $1 million in uninsured and underinsured motorist insurance coverage for passengers who are harmed in accidents involving their drivers. This means that from Uber and Lyft, there will be up to $1 million in available insurance coverage for your harms and losses, regardless of who was at fault for causing the collision.

If you were a motorist hit by a Lyft or Uber driver and suffered an injury in the accident, you need to make sure you get both the driver’s personal insurance information as well as his or her ridesharing information. This is important because the assessment of who pays for your harms and losses depends on what phase of the job the ridesharing driver was in. For example, both Uber and Lyft separate their insurance coverage policies into three periods of time for drivers. It is critically important to establish what time period the driver was in since each respective period has different insurance coverages.

  • No period – This is when the driver is not logged into the ridesharing system. In this situation, the driver is considered off the job so any claims must be covered by the personal automobile insurance of the actual driver.
  • Period 1 – The Uber or Lyft driver is online and awaiting a fare. If you are online and awaiting a fare and get into an accident, both companies offer 50/100/25 liability coverage, which means that liability limits of $50,000 per person and $100,000 per accident for bodily injury, and $25,000 for property damage, are covered by the ridesharing company.
  • Period 2 – The Uber or Lyft driver has accepted a fare and is traveling to get the customer(s). During Period 2, both Uber and Lyft offer $1 million in liability, uninsured, and underinsured coverage.
  • Period 3 – The Uber or Lyft driver has already picked up the customer and they are heading to the destination. During Period 3, Uber and Lyft offer $1 million in liability, uninsured, and underinsured coverage.

Financial Restitution You Can Pursue Through an Uber Accident or Lyft Accident Injury Claim

The forms of recoverable financial restitution in an injury claim associated with an Uber accident or Lyft accident include the following:

  • Reimbursement for your medical expenses, including current and future medical bills, prescription medication, and rehabilitation costs;
  • Reimbursement for your lost wages, including current and future lost income that results from the premises injury;
  • Pain and suffering, including physical and emotional stress

Limited Amount of Time to Take Legal Action

The statute of limitations in California and Arizona for filing a personal injury claim is two years, commencing from the date of the accident. This means you do not have an infinite amount of time to pursue financial restitution for your accident injuries. If you wait too long, it could jeopardize your ability to hold the negligent motorist accountable.

Injured in an Accident Caused By An Uber or Lyft Ride Sharing Driver? Contact RS Law Offices Today

Uber and Lyft are very convenient and affordable ways to get around, but if you or a family member are injured in an accident, you could face numerous obstacles in obtaining proper compensation for your harms and losses. The skilled and aggressive attorneys with RS Law Offices are here to help you get the financial restitution for your Uber or Lyft accident injuries. To schedule a free, confidential case review, call us at 1-323-651-0560 or fill out a quick contact form online.