Let’s say the worst happens and you find yourself in a serious car accident. Even if everything after the crash goes according to plan, it is a difficult and confusing process. But if you add to all this the fact that the other person is not insured, you could be left facing an absolute nightmare.
In order to protect yourself and your rights to compensation, here are some things to keep in mind if the other motorist is not insured.
For your own safety, and for the safety of those around you, pick up the phone. You can let 911 know if there are any injured people or any crimes, driving uninsured being one of them, going on at the scene. Follow the operator’s instructions, and try to make sure you are safely out of harm’s way when you do so.
The other driver does not have a policy, but you do. Let your provider know as soon as possible what has happened and what the situation is with your car and the rest of the vehicles involved in the accident.
While you won’t be able to get insurance details from them, get the other driver to give you their name, address, phone number, plate number, email, and any other ID information you can get, such as the number on their driver’s license or VIN.
Accidents with the uninsured are notoriously difficult. Don’t try to go it alone. Hiring a well-known professional will help you understand the process, your rights, and your options. Draw on their experience to guide you through this and give you the most useful advice.
Take as many photographs of the accident as you can. Look for environmental conditions such as ice, wet pavement, potholes, or any other deterioration in the road. Ask bystanders and passengers to give you their account of what they saw, and ask for their contact information.
A driver without insurance may panic and try to leave. If this happens, try to get any identifying information from the fleeing car, such as license plate number, make and model. However, it is not recommended that you attempt to stop the motorist on your own as they could be armed, violent, or erratic. If the driver does remain on the scene, they may try to offer you money in exchange for your silence. Do not take them up on this. Even if the accident does not seem very severe, you have no idea how your body or car will be doing by the next day, or further down the line. While the situation may evoke sympathy in you, keep in mind that there are laws across the whole country that compel drivers to carry auto insurance. If anything, this could be the wake-up call that the other person needs to become responsible for themselves and their vehicle.
blogs
How Dangerous Are Motorcycle Accidents?
Motorcyclists are more likely to die in a traffic accident than people inside passenger cars. In fact, they are 28 times more likely, due to a number of factors, including things like potential low visibility from the blind spots of other vehicles around them. Motorcycles are also most likely to be involved in collisions with […]
Pitbulls in California
While they are known for being loving, playful, and effective as guard dogs; Pitbulls are also known for their aggressive and even dangerous demeanor. Because of their prevalence and their mixed reputation, some cities and states have deemed it necessary to enact special laws and provisions about this breed. These laws are usually made up […]
Five Tips for Summer Road Trip Safety
Summer time means warmer weather, and that means road trip time. Whether you’re heading down the street or across the country, there’s always a potential obstacle waiting for you. There’s no reason not to put together a safety checklist, and practice safe driving habits before everything gets crazy. For proper road safety, you’ll want to […]
Car Specific Repair Issues: When to Invoke California’s Lemon Laws and How RS Laws Can Help
Car specific problems are the leading cause of recalls by most automakers and dealers globally. Last year, for instance, over 20,000 units of Volkswagen Golf MK.8 were recalled because of a software bug. Earlier this year, Volvo stated that they were planning to issue a recall for some of their cars. How do such car […]
Holiday Travel Safety
As we get into the holiday season, it’s a good time to think of some relaxing times spent at home with loved ones. Having a nice meal, meeting new spouses and grandchildren, or just coming together finally after a long time apart- it is a period of joy and togetherness. For these reasons and more, […]
Winter Rideshare Safety Tips
Winter driving is no joke in general. Everyone needs to slow down and be sure to take the proper winter driving precautions, but if you drive a rideshare, your point-to-point driving makes you more vulnerable to getting in an accident than if you were simply driving to and from work. Add to this the dangers […]
Car Airbag Injuries: What You Need to Know
Car airbags are designed to save lives in the event of a car crash. They are among the most innovative, auto-safety features of recent decades, and have even been proven effective in reducing driver mortality. However, even though efficient, airbags are sometimes the reason behind fatalities. We explore various airbag defects, the type of injuries […]
Types of Damages in a Motorcycle Accident
Motorcycles are an easy, exhilarating way to get around. No getting stuck in traffic and you can hit the gas pedal to the max. Exciting, right? Well, here’s the catch; although exciting, motorcycles are incredibly dangerous. A report by the Insurance Information Institute shows motorcyclists are usually 27 times more likely to lose their lives […]
Motorcycle Safety Tips
Riding a motorcycle is exhilarating and freeing. It also can be quite dangerous. Equip yourself with preparedness to ensure every trip you take ends only with a smile and a safe arrival. As always, if the unfortunate does happen, navigating the aftermath of a motorcycle accident is a large undertaking. We are here to help […]
Commercial Truck Accidents
While it may not seem like it, there are bigger differences when dealing with a truck accident than just the size of the vehicle. Although they are well insured, companies with commercial trucks will fire back at you with a whole legal team to avoid paying out for damage, injury, or even death. This is […]
contact form
