Let’s say the worst happens and you find yourself in a serious car accident. Even if everything after the crash goes according to plan, it is a difficult and confusing process. But if you add to all this the fact that the other person is not insured, you could be left facing an absolute nightmare.
In order to protect yourself and your rights to compensation, here are some things to keep in mind if the other motorist is not insured.
For your own safety, and for the safety of those around you, pick up the phone. You can let 911 know if there are any injured people or any crimes, driving uninsured being one of them, going on at the scene. Follow the operator’s instructions, and try to make sure you are safely out of harm’s way when you do so.
The other driver does not have a policy, but you do. Let your provider know as soon as possible what has happened and what the situation is with your car and the rest of the vehicles involved in the accident.
While you won’t be able to get insurance details from them, get the other driver to give you their name, address, phone number, plate number, email, and any other ID information you can get, such as the number on their driver’s license or VIN.
Accidents with the uninsured are notoriously difficult. Don’t try to go it alone. Hiring a well-known professional will help you understand the process, your rights, and your options. Draw on their experience to guide you through this and give you the most useful advice.
Take as many photographs of the accident as you can. Look for environmental conditions such as ice, wet pavement, potholes, or any other deterioration in the road. Ask bystanders and passengers to give you their account of what they saw, and ask for their contact information.
A driver without insurance may panic and try to leave. If this happens, try to get any identifying information from the fleeing car, such as license plate number, make and model. However, it is not recommended that you attempt to stop the motorist on your own as they could be armed, violent, or erratic. If the driver does remain on the scene, they may try to offer you money in exchange for your silence. Do not take them up on this. Even if the accident does not seem very severe, you have no idea how your body or car will be doing by the next day, or further down the line. While the situation may evoke sympathy in you, keep in mind that there are laws across the whole country that compel drivers to carry auto insurance. If anything, this could be the wake-up call that the other person needs to become responsible for themselves and their vehicle.
blogs
Lemon Laws and How They Have Impacted Jeep Car Recalls
Lemon Laws and How They Have Impacted Jeep Car Recalls Purchasing a car calls for careful consideration if you are to find a reliable model that suits your needs. More importantly, you need to understand existing laws concerning the warranty, equity, insurance, and various other crucial aspects. Lemon laws are designed to protect buyers from […]
Do Lemon Laws Apply in Auto Dealer Frauds
Most state and federal laws penalize fraudulent marketing, sales, and financing schemes. Knowing your rights and if the state’s lemon laws apply is critical to getting compensated. We explain more about auto dealer frauds, the different types, and the best time to hire an attorney. What is an Auto Dealer Fraud? It’s an unlawful and […]
Hit by a Police Car? Here’s What You Need to Know
Although car accidents are pretty common on Californian roads, car crashes involving law enforcement officers are quite rare. However, this is not to mean they do not happen. A police officer might cause an accident during a police chase against a suspect, or even due to negligence. What do you do when you are injured […]
5 Things Cyclists Should Do After a Bike Accident in California
Biking, especially on a highway, is a fun and an adrenaline-filled way to keep fit and explore what California has to offer. At the same time, it’s also a dangerous activity as the chances of being rear-ended by a motorist in California are pretty high. Unfortunately, when a bicycle accident happens, most cyclists often have […]
Personal Injury – Why You Should Never Wait
We’ve all been told to “walk it off” before. Whether it’s for a pain, injury or just not feeling well, a lot of people will be there to tell you it’s probably nothing. And while it is important to keep a positive mindset, you should also pay attention to your body and not push yourself […]
5 Things to Avoid After a Car Accident in California
After an auto accident in California, you’ll get all sorts of advice on what to do next. Some people will advise you to contact the police, exchange driver information, talk witnesses into giving their statement, call 911, and many other tips. While they’re all looking out for you, rarely does anyone tell you what not […]
Common Land Rover Problems: When to Apply the Lemon Law
Range Rovers have an irresistible allure. One characterized by a sporty appearance, high performance, and luxurious interior. They also have a high safety rating, but it’s not uncommon for them to experience problems that render them as lemon. Some of the issues have led to recalls, and others are yet to be addressed by the […]
Defensive Driving in Arizona
Learning to drive defensively can be an effective skillset for any driver, anywhere. With collision-related deaths in Arizona going up from 2019 to 2020, from 980 to 1,057, now is a good time to keep in mind your safety and the safety of those around you while on the road in Arizona. Of course, many […]
Great Motorcycle Roads in Arizona
There’s no freer way to see the great state of Arizona than to travel it by motorcycle. Being one of the last gateways to the West Coast, our streets are manifold, so your options are virtually endless. Whether you’re touring to see the mountains, the wildlife, the succulents or other plants, or just visit towns […]
Ridesharing and Car Accidents
Ridesharing services like Uberpool and Lyft are a pretty popular way to get around. According to surveys, the ridesharing industry will reportedly have a market value of over $220 by 2025. However, this increasing popularity is no surprise, as ridesharing services are convenient and cheap. However, while convenient, ridesharing services are not all sunshine and […]
contact form
